Dr. Scott Zoldi is chief analytics officer at FICO®, responsible for artificial intelligence (AI) and analytic innovation across FICO's product and technology solutions. Dr. Zoldi is a named inventor on 130+ active patents and pending patent applications. Scott is an industry leader at the forefront of Responsible AI, and an outspoken proponent of AI governance and regulation. His groundbreaking work in AI model development governance, including a patented use of blockchain technology for this application, has helped propel Scott to AI visionary status. He is one of American Banker’s Innovators of the Year 2024, received MachineCon’s AI100 Chief Analytics Officer of the Year Award in 2024 and Corinium’s Future Thinking Award in 2022, and accepted the Global Finance 2023 Innovator award on behalf of FICO. Scott is a member of the Board of Advisors for FinReg Lab and serves on the Boards of Directors of Software San Diego and San Diego Cyber Center of Excellence. He received his Ph.D. degree in theoretical and computational physics from Duke University.