Re: Thanks for the summation
A agree with your comments. Apple users do spend more, since Iphones are considered premium devices.
But hopefully Android Pay will lead to take mobile payments to the finish line.
Now, I'm very curious to see how Android Pay and Samsung Pay will co-exist (if they can), since they live in the same ecosystem, but are direct competitors.
I think only time will tell how that turns out...but my bet is that Android Pay will surpass Samsung pay simply because it's part of the Android OS, and because it'll probably be intertwined with gmail, so it won't require many additional steps to set up.
What does the community think?