re: Death By A Million Regulations
Historical revisionism will get you nowhere but the podium at the Democrat convention. For the record, the regulations requiring loans to folks who had no real chance or repaying them, plus the implict (and actualized) gubmint backing of Fannie and Freddie are primarily what got us into the mess. The temptation to make a bad loan and sell it to government backed suckers was high, and a lot of folks took 'em up on it.
That and the stupidly long period of very low interest rates that led to the housing bubble; of course, Bernanke is too smart to do that again... NOT.